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Business Interest Checking

Earn interest on qualifying balances while keeping everyday access to your business funds.

Make More of the Balance You Keep

If your business regularly maintains higher checking balances, Business Interest Checking gives qualifying balances the opportunity to earn interest while keeping funds available for everyday activity.

Earn Interest

Qualifying balances can earn interest.

Keep Funds Accessible

Continue using your account for everyday business activity.

Manage Daily Transactions

Make payments. deposits and transfers as needed.

Understand the Account Structure

100

included items per month1

$0.20

per additional item

$10

monthly service charge if average daily balance falls below $5,000

Earn Interest

based on average daily collected balance

Check the Current Rate

Interest rates and annual percentage yields can change. Check the current rate before deciding if this account fits your business.

Business Digital Banking

Digital Banking

Stay Connected to Your Account

Stay on top of your business finances wherever work takes you. Check balances, pay bills, transfer funds and use Mobile Deposit when eligible through Digital Banking.2

Account and card alerts can help you monitor daily activity and stay informed.

Know What Comes Next

Review Your Balances

Look at the balances your business typically maintains.

Check the Current Rate

Confirm the current interest rate and annual percentage yield.

Visit a Banking Center

Bring the required business documentation and meet with a banker to open your account.

What do you need to open a business checking account?

Business EIN or Tax ID
Business formation documents
Owner information
(25% or more ownership)
Valid photo ID for all authorized signers

Not Sure This Account Fits?

Business Interest Checking is designed to help your busines earn interest on qualifying balances while keeping everyday access to your business funds. If your business has different needs, another checking option may be a better fit.

Interest Checking

Business Essentials Checking

Keep Everyday Banking Straightforward

Designed for businesses with consistent day-to-day transactions that want a straightforward way to manage payments, deposits and transfers.

Corporate Checking

Corporate Checking

More Flexibility for Complex Banking Needs

Designed for businesses with higher transaction activity or more complex cash management needs.

Make Your Balance Work

If Business Interest Checking fits the way you hold and use business funds, visit a First Financial banking center. An associate can help you review the current rate, account requirements and next steps.

  1. Items can include cash or check deposits, deposited items, checks paid, ACH transactions, transfers and debit transactions processed through the account.
  2. Mobile Banking is free from First Financial Bank, but data and text messaging charges from your service provider may apply. Not all accounts or customers are eligible for Mobile Deposit.