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Business Credit Cards
Power Up Your Business Spending

Control costs, earn rewards, and grow confidently. Our business credit cards flex to fit your size—from startup to enterprise.

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Built for the Way You Work

Every business is different. That’s why we offer two options—each built to support how you operate.

From cost-saving rewards to real-time controls and expense tracking, both cards offer:

No Annual Fees

Enjoy ongoing card benefits with zero annual fee—now and always

24/7 Customer Support

Help is always a call away, any hour, any day.

Built-In Fraud Protection

We watch out for suspicious activity so you don’t have to.

Online Management Tools

Track spending, make payments, and view statements—anytime.

Meaningful Rewards

Earn points or cash back with every purchase. Your choice.

Find the Right Fit for Your Business

You’ve got plans. We’ve got the tools to help you make them happen—with spending solutions that bring clarity, security, and meaningful returns.

Business Mastercard®1

Everyday Expenses. Elevated.

Designed for small to mid-sized businesses, the Business Mastercard® offers a balance of simplicity, security, and meaningful rewards. With no annual fee, it’s a practical choice for managing everyday expenses while earning more with every swipe.

Enjoy a 0% introductory APR on purchases and balance transfers for the first six months2, plus 500 bonus points just for signing up for electronic statements. From price protection to extended warranties and $1 million in travel accident insurance, this card brings real value to your business purchases.

  • Zero Liability Fraud Protection3
  • Auto rental collision damage waiver
  • Consolidated or individual statements
  • Local and 24/7 customer support
  • Online account management

Your business deserves a card that works as hard as you do.

Get Started

Commercial Card4

Big Spend. Bigger Control.

When high-volume purchasing meets team complexity, the Commercial Card steps in to help you manage more—without missing a beat. Built for businesses with robust operational needs, this card offers real-time controls, robust reporting, and streamlined expense management.5

Earn up to 1% cash back annually with no annual fee, and gain the ability to issue and manage employee cards instantly. Integrated expense tools and compatibility with QuickBooks®, Xero®, and FreshBooks® help reduce cycle times and simplify reconciliation.

  • Real-time, user-level controls
  • Free expense management tool
  • Image-based, itemized reporting
  • Streamlined accounts payable functionality
  • 24/7 customer support

For businesses that need structure without sacrificing speed.

Get Started

Find the Right Fit for Your Business

Trusted Guidance, Every Step of the Way

At First Financial, we want to help your business move forward. With personalized support, transparent terms, and tools that work the way you do, our business credit cards are designed to give you more control, more confidence, and more room to grow.

Start with a card that’s built around your goals. Stay with a partner who’s here for the long haul.

Ready to Make Every Purchase Count?

Choose the card that fits your business—and take the next step toward smarter spending. 

1. Cards are issued by First Financial Corporation and are subject to credit approval. Mastercard is a registered trademark of Mastercard International Incorporated.
2. After the introductory six-month period, the APR on your purchases and balance transfers will vary with the market based on the Prime Rate. The current APR is 20.49%.
3. Zero Liability Fraud Protection does not apply to ATM transactions or PIN transactions not processed by Mastercard®. Notify First Financial Bank immediately of any unauthorized use. For specific restrictions, limitations and other details regarding unauthorized use, see your account agreement.
4. Cards are issued by First Financial Corporation and are subject to credit approval. Visa® is a registered trademark of Visa International Service Association.
5. Certain restrictions, limitations and exclusions apply and benefit configuration may vary. Please refer to your Guide to Benefits or contact your issuer for full program terms and conditions, and to confirm specific coverage levels.