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FIRST PREFERRED LINE OF CREDIT

Plan for projects, unexpected expenses or borrowing needs that change over time with reusable access to available credit.

First Financial Trusted Guidance

Borrow as Needs Change

Some expenses happen all at once. Others take shape over time. A project may move in stages or an unexpected repair may change your plans.

A line of credit can give you access to available funds without starting a new loan application each time you need to borrow.

Cover Changing Expenses

Access available credit when a borrowing need comes up.

Plan for Ongoing Projects

Borrow as project costs happen over time.

Borrow Again as Needed

Repay what you borrow to replenish available credit during the line's term.

Start With the Right Fit

Before you borrow, understand how each option works and what fits your plans.

A First Financial banker can help you review your needs, understand the terms and decide whether a reusable line of credit fits the way you expect to borrow.

Flexibility You Can Reuse

Use available credit throughout the five-year term, then replenish borrowing capacity as you repay.

Borrow When You Need It

Access available credit as borrowing needs come up after your line is established.

Reuse Available Credit

As you repay your balance, that amount becomes available to borrow again during the line's term.

Keep Track Digitally

Manage your balance and make payments through First Digital Banking.

Loans That Work for Your Life 

Review the key details to help decide whether this unsecured personal line of credit fits your borrowing needs.

$2,500

Starting amount

Establish a reusable source of available credit for planned or unexpected needs.

5 Year

Term

Access available credit throughout the 60-month term.

$199

Origination Fee

A one-time origination fee applies.

660

Minimum Credit Score

Exceptions may be considered case by case. All applications are subject to credit approval.

Digital Banking

Manage Your Line of Credit Digitally

Keep track of your balance and make payments through First Digital Banking.

Flexibility You Can Reuse

Use available credit throughout the five-year term, then replenish borrowing capacity as you repay.

Borrow When You Need It

Access available credit as borrowing needs come up after your line is established.

Reuse Available Credit

As you repay your balance, that amount becomes available to borrow again during the line's term.

Keep Track Digitally

Manage your balance and make payments through First Digital Banking.

Still Comparing Borrowing Options?

Whether you’re planning a purchase, covering an expense or taking on a bigger project, start by answering a few questions about what you need. We’ll help you narrow down your borrowing options and find a path that fits.

personal borrowing couple dancing in house

Choose Your Next Step

If reusable access to credit fits the way you need to borrow, you can start your application. Still comparing options? A First Financial lending specialist can help you understand what fits before you decide.

Loans subject to credit approval