PERSONAL LOANS

Borrow for What Comes Next

Get a personal loan with fixed monthly payments using your eligible First Financial savings or a CD as collateral.

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A Clear Way to Borrow

When you know you need to borrow, understanding how the loan works can make the decision easier. First Financial offers secured personal loans with fixed monthly payments. Use eligible savings or a CD as collateral, then receive your approved loan amount in one disbursement after closing.

Fixed Monthly Payments

Know what your scheduled payment will be each month.

Two Collateral Options

Use eligible First Financial savings or a CD to secure your loan.

One-Time Loan Amount

Receive your approved funds in one disbursement after closing.

The Advantages of a Secured Loan

Potential for a Better Rate
Using collateral generally provides access to a better rate than unsecured borrowing.

More Borrowing Potential
Depending on your qualifications and collateral value, a secured loan may provide access to a higher loan amount than unsecured borrowing.

May Be Easier to Qualify
Collateral can make a secured personal loan easier to qualify for than an unsecured loan.

Choose What Secures Your Loan

You have two ways to secure a First Financial personal loan. Start with the eligible account you already have with us.

Use Your Savings

Savings Secured Loan

Use eligible funds in a First Financial savings account as collateral for your personal loan.

Use Your CD

CD Secured Loan

Use an eligible First Financial CD as collateral for your personal loan.

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Understand Before You Borrow

Using collateral can provide borrowing advantages, but it's important to understand what securing your loan means.

Your savings or CD secures what you borrow. The amount you're approved for depends on your qualifications and the value of the collateral you pledge. If you default on the loan, your pledged collateral may be used to repay what you owe.

A First Financial associate can help explain how the loan works before you decide.

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Still Comparing Borrowing Options?

Whether you’re planning a purchase, covering an expense or taking on a bigger project, start by answering a few questions about what you need. We’ll help you narrow down your borrowing options and find a path that fits.