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Business Essentials Checking

Manage everyday payments, deposits and transfers with an account designed for routine business activity.

Make Everyday Banking Easier

Running your business already gives you enough to keep track of. Your checking account shouldn't add another layer of complexity. Business Essentials Checking keeps routine payments, deposits and transfers straightforward.

Built Around Daily Activity

This account may fit businesses with consistent day-to-day transactions, including small to mid-sized businesses, startups and qualifying nonprofit organizations.

Small & Mid-Sized Businesses

For businesses with regular daily transactions.

Startups

Simple checking as your business gets started.

Qualifying Nonprofits

Additional benefits for eligible organizations.

Know the Numbers Up Front

350

included items per month1

$0.50

per additional item

$5

monthly service charge if average daily balance falls below $5,000

$0

monthly service charge for qualifying nonprofit organizations

Business Digital Banking

Digital Banking

Stay Connected to Your Account

Stay on top of your business finances wherever work takes you. Check balances, pay bills, transfer funds and deposit checks through First Digital Banking.2

Account and card alerts can help you monitor daily activity and stay informed.

Know What Comes Next

Prepare Your Documents

Gather the business documentation needed to open your account.

Open Your Account

Visit a First Financial banking center to open your account.

Set Up Your Access

Enroll in First Digital Banking and set up the tools you plan to use.

What do you need to open a business checking account?

Business EIN or Tax ID
Business formation documents
Owner information
(25% or more ownership)
Valid photo ID for all authorized signers

Not Sure This Account Fits?

Business Essentials Checking is built for straightforward, everyday activity. If your business has different needs, another checking option may be a better fit.

Interest Checking

Want to earn interest?

Business Interest Checking

A better fit for businesses looking to grow balances while managing everyday activity.

Explore Interest Checking Explore Interest Checking
Corporate Checking

Have more complex banking needs?

Corporate Checking

Designed for larger transaction volumes and more complex operations.

Keep Business Moving

If straightforward checking fits your everyday activity, visit a First Financial banking center. A banker can help you understand the requirements and open your account.

  1. Items can include cash or check deposits, deposited items, checks paid, ACH transactions, transfers and debit transactions processed through the account.
  2. Mobile Banking is free from First Financial Bank, but data and text messaging charges from your service provider may apply. Not all accounts or customers are eligible for Mobile Deposit.