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Personal Savings
Save Boldly

Every goal starts with a plan—and savings is the first step. Whether you’re building a rainy-day fund, helping your child learn smart money habits, or growing what comes next, First Financial offers personal savings accounts that are simple, secure, and built for momentum.

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Feel More In Control From Day One

Our accounts are built to give you clarity, confidence, and a real sense of progress. Whether you’re preparing for a milestone or just starting out, we make it easy to move forward—one smart step at a time.

No complexity. No confusion. Just straightforward savings backed by a team who’s with you every step of the way.

Choose Your Savings Path

Everyday Savings That Just Makes Sense

Designed to help you build momentum, this account makes saving simple—whether you’re setting aside a little each month or building toward something big.

  • Start with just $100 to open
  • Watch your savings grow with daily interest, paid quarterly
  • No fees by maintaining a $300 average balance (fee is waived for customer 62+ years of age)1
  • Keep things easy and secure with free eStatements

No unnecessary steps. No pressure. Just a savings account that works with you.

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Professional Farm Management
Professional Farm Management

A Smart Start for Young Savers

Designed for customers under 18, this savings account helps kids and teens build strong financial habits early—supported by the guidance of a trusted adult.

  • Open with as little as $1
  • No quarterly maintenance fees1
  • Earn interest daily, paid quarterly
  • Joint ownership with a parent or guardian required

Simple, safe, and made for learning—because it’s never too early to start saving confidently.

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Money Market

Grow More, Stay Flexible

When your savings goals go beyond the basics, our Money Market account gives you more—higher returns and convenient access, all in one place.

  • Earn more with tiered interest rates—the higher your balance, the better your rate
  • No monthly fee with a maintained $15,000 average balance2
  • Enjoy easy access to your money with check-writing and transfer capabilities
  • Ideal for savers who want to grow their funds without locking them away

It’s the account that works harder—without getting in your way.

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Professional Farm Management

It’s Simple to Get Started

Connect With a Banker

We’ll help you choose the savings path that fits your goals.

Open Your Account

It takes just minutes—online or at your local banking center.

Track and Grow

Use our mobile tools and alerts to stay on pace and in control.

Open Your Account Today

Imagine feeling at ease knowing your emergency fund is ready, your child’s future is funded, or your retirement nest egg is growing—supported by a bank that’s been trusted for generations.

1. There is no service fee when you maintain an average daily balance of at least $300 with the Savings account. Young Savers is free while under 18 and while going paperless. Fee is waived for customer 62+ years of age.

2. There is a $20 monthly service fee for the Money Market account when the average daily balance falls below $15,000.