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Plus & Prime Checking Benefits

Plus and Prime Checking include protection, rewards and savings benefits that add more value to the way you bank every day.

More Comes With Checking

Both Plus and Prime Checking come with benefits designed to help protect what you buy, reward the way you spend and save on things you already do.

Protect What Matters

Get added protection for eligible phones and purchases along with identity monitoring and resolution services.

Get Rewarded

Earn points on qualifying debit card purchases and access $hoppingRewards™ from participating retailers. 1⌃*

Save Along the Way

Access available savings on automotive expenses, health services, travel and more.*

Explore Your Included Benefits

Your checking account gives you access to benefits for protection, rewards, savings and everyday life.

IDProtect®
Get identity monitoring, credit file monitoring, identity theft resolution services, credit score tools and other available identity protection benefits.2,3

Roadside Assistance
Get emergency roadside assistance with up to $100 in covered service charges per occurrence, up to two occurrences per 12-month period.2

Cell Phone Protection
Pay your monthly cell phone bill with your Plus or Prime Checking account and receive protection if your eligible phone is damaged or stolen.2

$hoppingRewards
Access offers and discounts from thousands of participating online retailers.⌃*

Debit Advantage®
Get added protection for eligible purchases, including Buyer's Protection and Extended Warranty benefits.2

Health Discount Savings
Save on qualifying vision, dental and prescription services.5

Debit Rewards
Earn one reward point for every $3 spent on qualifying First Visa® Debit Card signature purchases.1

Travel & Leisure Discounts
Access available discounts from participating local and national businesses.

DriveRewards
Access available savings on fuel, oil changes, service and repairs, car washes and other automotive offers.4

Accidental Death & Dismemberment Insurance
Receive up to $10,000 in Accidental Death & Dismemberment Insurance coverage.2

Plus vs. Prime

Compare Accounts

Plus Checking

Get More Without a Balance Requirement

Get the protection, rewards and savings benefits on this page without an ongoing minimum balance requirement.

  • $50 minimum opening deposit
  • $6 monthly service charge, Or $5 with military ID
  • No ongoing minimum balance requirement
  • Included Plus & Prime benefit package
  • Included First Digital Banking6
  • Included unlimited check writing

Prime Checking

Earn Interest While You Bank

Get the same core benefit package with an interest-bearing checking account designed for customers who typically maintain higher balances.

  • $50 minimum opening deposit
  • Interest-bearing with tiered rates7
  • $10 monthly service charge
  • $0 monthly service charge when you maintain a $2,500 average daily balance
  • Included Plus & Prime benefit package
  • Included First Digital Banking6
  • Included unlimited check writing

CLUB CHECKING

Keep Your Benefits Within Reach

Access Plus and Prime benefits through the Club Checking website or mobile app. Explore rewards, discounts, protection services and other available benefits in one convenient place.

Club Checking
Person using phone to check checking account.

CHOOSING YOUR ACCOUNT

Start With How You Bank

Not sure which checking account is right for you? Take a short quiz to find the account that fits your needs and your goals.

Find More in Your Checking

Choose Plus or Prime Checking based on how you bank and get benefits designed to add value beyond everyday checking.

*Registration/activation required.

^ Available online only

  1. PIN and ATM transactions do not earn Rewards points. First Visa® debit card signature transactions earn one point for every three dollars spent.
  2.  Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benent or on the insurance document. Insurance products are not Insured by the FDIC or any federal government agency, not a deposit of or guaranteed by the bank or any bank affillate.
  3. Benefits are available to personal checking account owners, and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
  4. Additional terms and conditions may apply.
  5. This is NOT insurance.
  6. Mobile Banking is free from First Financial Bank, but data and text messaging charges from your service provider may apply
  7. Rates are subject to change at anytime. For more information about current rates, please contact your local banking center or call 800-511-0045.