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FHA Loan
A More Flexible Path Home

Buying a home may be more within reach with a lower down payment and flexible credit qualification options.

See if FHA fits See if FHA fits Connect with a Mortgage Advisor Connect with a Mortgage Advisor

Homeownership Made Accessible

An FHA loan can help reduce the upfront cost of buying a home while offering more flexibility when it comes to credit qualifications.

Whether you're buying your first home or looking for another financing option, First Financial Bank can help you understand what may fit your plans.

LTV mortgage flexibility

More Flexibility to Move Home

Low Down Payment Options

Put less money down upfront while financing an eligible primary residence.

Flexible Credit Guidelines

FHA loans offer more flexible credit qualification guidelines for eligible borrowers.

Purchase or Refinance

Use FHA financing to purchase a primary residence or refinance your current mortgage.

LTV mortgage flexibility

See If You Qualify

An FHA loan may be a fit if you're:

  • Buying a primary residence
  • Looking for a lower down payment option
  • Seeking more flexible credit qualification requirements
  • Purchasing your first home
  • Refinancing your current mortgage
Connect with a Mortgage Advisor Connect with a Mortgage Advisor

A Simple Path Forward

Talk Through Plans

Connect with a Mortgage Advisor to discuss your homebuying or refinancing goals and financing options.

Complete Application

We'll help you understand what information you'll need and guide you through the application process.

Move Toward Closing

We'll keep you informed as your loan moves through underwriting and help you understand what comes next.

Ready for Your Next Step?

If you're ready to move forward, start your application. Still exploring? Connect with a mortgage advisor to discuss options that fit your plans.

Loans are subject to credit approval and First Financial underwriting requirements. FHA loans require mortgage insurance and are available for owner-occupied primary residences. Loan limits vary by county and are established annually by the Federal Housing Administration. Seller concessions are subject to current FHA guidelines. Additional rates, terms, eligibility requirements and program conditions may apply.