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Certificates of Deposit
Support Your Goals

Whether you're saving for a future purchase, planning ahead for peace of mind, or building a stronger financial foundation, a CD gives you the clarity and security to move forward, your way.

Contact Us Contact Us Current CD Specials Current CD Specials

Current CD Specials

5-MONTH CD1

4% APY

$2,500 minimum required balance

12-MONTH NO PENALTY CD1,2

3.5% APY

$2,500 minimum required balance

24-Month CD1

3.5% APY

$2,500 minimum required balance

Designed Around Your Life

Your savings goals aren’t one-size-fits-all; and your CD shouldn’t be either. We offer flexible, straightforward options that grow with your plans.

Flexible Term Options
Choose terms that match your timeline.

Fixed or Variable Rates
Pick the earning style that fits your comfort and strategy.

Interest, Your Way
Set your interest payout schedule.

Seemless Management
View and manage your CD alongside other accounts.

Personalized Support
Work with an associate who knows your name and your financial goals.

Peace of Mind
Enjoy FDIC insurance for added peace of mind.

Start with as little as $1,000 for standard CDs or $2,500 for special rates. No guesswork. No pressure. Just secure savings built around your goals, with a team that’s here to help.

How It Works

Meet with Us

We’ll help identify the CD structure that aligns with your goals, lifestyle and savings plan.

Open Your CD

Choose how you’d like your interest paid.

Track & Renew Easily

Stay informed with secure digital access.

A Clear Path to Steady Growth

You don’t have to predict the market to make a confident savings decision. With First Financial Bank CDs, you can choose an option that fits your goals and move forward with clear guidance from a team that puts your needs first.

First Financial reserves the right to refuse any deposit. There is a penalty for early withdrawal. Fees could reduce earnings. The rate available may differ depending upon the geographical location you are located in. For more information about current rates, please contact your local banking center or call 800-511-0045.

  1. CD Specials: Annual Percentage Yield (APY) accurate as of 9/30/2026. Not available for public entities, brokered deposits, or financial institutions. Examples of public entities include: schools, towns, cities, counties and townships. No rate variance allowed on CD Specials.
  2. 12-Month No Penalty CD: Customer may withdrawal all the funds without penalty during the term of the certificate 7 days after the initial open date. Accrued interest will not be paid. No partial withdrawals allowed.