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Illinois Business Lending

Express Business Loan

Quick Capital. Fixed Rate. No Collateral.

Available for a limited time, and only in select Illinois counties.

If your business is located in Vermilion, Champaign, McLean or Livingston County, or an adjacent Illinois county, you may be eligible for an exclusive offer from First Financial Bank.

Get access to $10,000 to $20,000 in unsecured funding at a 10.99% fixed rate, with no collateral required and terms up to 48 months. Whether you're an existing client or a new customer opening a business checking account, this is a limited-time opportunity to move your business forward, with clarity and speed.

Why Business Owners Are Acting Now

If you're like most entrepreneurs, you don't have time to jump through hoops or wait weeks for funding. This offer was built for businesses like yours—with clear terms, fast decisions and no surprises.

What You Get

Low 10.99% fixed rate - know what you’re paying

Loan terms up to 48 months – structure to fit your plan

No collateral required – maintain flexibility with your assets

Quick online application – designed for busy business owners

Eligibility for new clients – just open a business checking account

It’s funding that respects your time, and supports your goals!

How to Use

  1. Upgrade tools, systems or tech to streamline operations
  2. Renovate or expand your location to meet demand
  3. Launch a marketing campaign to capture new customers
  4. Manage seasonal inventory with less financial strain

This limited-time offer is available to qualified businesses that meet all the following criteria:

  • Requesting between $10,000 and $20,000
  • Minimum 700 credit score
  • Can provide two years of business financial statements
  • Existing First Financial Bank business checking account, or willing to open one
  • Application submitted by December 31, 2025

Apply in Minutes, Decide in Days!

Receive a fast credit decision and, if approved, access your funds quickly!

Complete Application

Complete the quick online application below.

Open Account

If necessary, open business checking account.

Upload Documents

Upload your business financials.

Limited-Time, Region-Exclusive Offer

Your business doesn’t need more red tape. It needs real support—and a bank that knows your community. This exclusive offer ends December 31, 2025, apply today, and let’s build what’s next, together.

  1. Offer does not include lines of credit. Available only in Vermilion, Champaign, McLean, Livingston and adjacent Illinois counties. Loans must be between $10,000 and $20,000. Fixed 10.99% interest for terms up to 48 months. Minimum 700 credit score and two years of business financials required. Payments must be auto-deducted from a First Financial Bank checking account. Rates, Terms and Conditions effective as of September 30, 2025. Offer valid for applications received through December 31, 2025. All loans subject to credit approval. Additional terms may apply.