* Subject to credit approval. Offer available on new HELOCs approved through 9/30/25. Offer valid on owner-occupied primary dwelling only for first or second liens. Refinancing of existing home equity loans do not qualify. Property insurance required, flood insurance may be required. 5% nine month introductory rate period is from date of consummation. No closing costs, however, some states such as Georgia and Tennessee require state mortgage taxes to be paid. If you close or refinance your line within 24 months, an early termination fee of $299 will be assessed to repay closing costs paid on your behalf. As of 6/30/25, the WSJ Prime Rate is 7.50%. After the 9-month introductory period, annual percentage rate (APR) will vary based on WSJ Prime Rate as published daily plus a margin for the remainder of the draw period. Minimum APR will not go below 2.00%, maximum APR will not exceed 21.00%. Other restrictions or conditions may apply. This is a limited time offer and First Financial Bank N.A. reserves the right to discontinue this offer at any time. Available line amounts from $5,500 up to 85% Loan-to-Value of home's equity. Customers who sign up for auto-deduct from a First account receive an additional .25% discount on interest rate. See your lender for full details.