HOME EQUITY LINE OF CREDIT
Fall Maintenance Checklist
The Ultimate Fall Home Maintenance Checklist
...and how to pay for it with your HELOC!
Fall is one of the most important—and often overlooked—seasons for protecting your home. Taking care of maintenance now can prevent costly winter repairs, boost energy efficiency and protect your home’s long-term value.
Whether you're paying out of pocket or using your home's equity through a Home Equity Line of Credit (HELOC), these tasks are smart investments in your home—and your peace of mind.
Why Fall Maintenance Matters
Every year, homeowners face avoidable expenses like burst pipes, roof leaks, and furnace breakdowns. Fall gives you the opportunity to get ahead of the weather—and avoid mid-winter emergency calls.
Your Fall Home Maintenance Checklist
Here’s a prioritized list of high-impact tasks—plus estimated costs to help you plan.
Inspect and repair your roof
Catch minor issues before they become expensive leaks. Typical cost: $150–$400 (inspection), $300–$1,500 (repairs)
Tune up your HVAC system
Improve heating efficiency and avoid winter breakdowns. Typical cost: $80–$200
Clean gutters and install guards
Prevent ice dams and protect against water damage. Water damage claims average over $12,500. Typical cost: $150–$300 (cleaning), $1,000+ (guards)
Seal drafty windows and doors
Reduce energy bills by up to 15% (per ENERGY STAR). Typical cost: $10–$50 (DIY), $100–$600 (replacement)
Schedule a chimney sweep and fireplace inspection
Ensure safe fireplace use and reduce fire risk. Typical cost: $100–$300
Trim trees near your roofline
Minimize storm damage and avoid blocked gutters. Typical cost: $250–$750
Drain outdoor faucets and sprinkler systems
Avoid burst pipes with simple winterization steps. Typical cost: DIY or $75–$150 (professional)
Use Your Home Equity This Fall!
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* Loans subject to credit approval.