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FDIC FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Real Value. Real Growth. Built for Business.

Register to get started, then open a qualifying business checking account to earn a cash bonus while building a stronger financial foundation for your business.

Business Essentials Checking

Earn a $300 Bonus

Ideal for managing daily operations.

  • $5 monthly fee (waived with $5,000 average balance)
  • Up to 350 items per month; $0.50 each after
  • No monthly service charge for nonprofits²
  • Digital banking1, debit card and account alerts

To qualify:

  • Fund account with new money within 30 days
  • Maintain average daily balance of $5,000 or more for 90 days
  • Complete 30 qualifying transactions

Corporate Checking

Earn a $600 Bonus

Designed for higher transaction volume and more advanced needs.

  • Pricing and transaction costs are analyzed and vary by activity
  • Not eligible for interest or nonprofit benefits
  • Digital banking1, debit card and account alerts

To qualify:

  • Fund account with new money within 30 days
  • Maintain average daily balance of $25,000 or more for 90 days
  • Utliize one Treasury Management service

Register Now to Get Started!

How to Earn Your Bonus

Register
Open Account
Fund & Use
Earn Bonus

Must register before opening account.

What do you need to open a business checking account?

Business EIN or Tax ID
Business formation documents
Owner information
(25% or more ownership)
Valid photo ID for all authorized signers

Built for Businesses Like Yours

Support Daily Operations

Running a business means managing payments, payroll and day-to-day activity. With consistent account access, you have the tools and support to help keep things moving.

Manage Payments More Easily

Streamlined payment processing can help simplify how money moves in and out of your business, reducing manual effort and saving time.

Stay on Top of Cash Flow

Treasury management tools give you greater visibility into your finances, helping you monitor cash flow and make more informed decisions.

A banking partner you can move forward with.

Local Expertise • Dedicated Support • Tools Aligned to Your Business

It’s More Than Earning a Bonus

Choosing the right banking partner is about having a team that understands how your business operates and helps you move forward with confidence. With the right support, you can improve how your cash flow is managed, simplify payments and make better financial decisions as your business grows. At First, you are not just opening an account. You are gaining a partner committed to helping your business run more efficiently and plan for what comes next.

Real-life Business Stories

Explore the journey of real First customers and see what’s possible when you don’t have to make the next big decision alone.

Make the move that moves your business forward!

Offer Details
Offer valid for new Business Essentials Checking and Corporate Checking accounts opened between April 27, 2026 and July 31, 2026. Registration is required prior to account opening. Offer is subject to change or withdrawal at any time without notice.

Promotional markets include: Bowling Green, KY; Owensboro, KY; Lexington–Fayette, KY; Bloomington, IN; Fort Wayne, IN; Evansville, IN-Henderson KY; Indianapolis–Carmel–Greenwood, IN; Champaign–Urbana, IL; Bloomington, IL; Clarksville, TN–KY; Chattanooga, TN–GA; Knoxville, TN; and Nashville–Davidson–Murfreesboro–Franklin, TN Metropolitan Statistical Areas.

Eligibility Requirements
Offer available to new business clients only. A “new business client” is defined as a business that does not currently maintain a business deposit relationship with First Financial Bank under the same Tax Identification Number (TIN) and has not closed a business deposit account with First Financial Bank within the previous 12 months.

New money required. Eligible funds must be deposited from outside First Financial Bank. Transfers between existing First Financial Bank accounts do not qualify. Public funds are not eligible. Additional exclusions may apply. Accounts are subject to approval. Standard account terms, conditions, and fees apply.

Bonus Qualification Requirements

$300 Business Essentials Checking Bonus
To qualify, the account must:

  • Be funded within 30 days of account opening
  • Maintain an average daily balance of $5,000 or more for 90 days
  • Complete 30 qualifying transactions within the first 90 days

$600 Corporate Checking Bonus
To qualify, the account must:

  • Be funded within 30 days of account opening
  • Maintain an average daily balance of $25,000 or more for 90 days
  • Utilize at least one Treasury Management service within the first 90 days

A Treasury Management service is considered active when the service appears in the bank’s treasury management billing system during the qualification period.

Qualifying Transactions
Qualifying transactions include debit card purchases, ACH credits or debits, bill pay transactions, remote deposit capture deposits, and wire transfers. Qualifying transactions exclude fees, reversals, internal transfers, and chargebacks.

Additional Disclosures

  1. Mobile Banking is free from First Financial Bank; however, data and text messaging charges from your service provider may apply. Not all accounts or customers are eligible for Mobile Deposit.
  2. Transaction limits may apply.

Promotional bonus will be credited after all requirements have been met and verified. Bonus payments may be delayed for verification or investigation purposes.