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We will be closed July 4 for Independence Day. 

FDIC FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Small Business Loans

Grow Your Business with Confidence

When you're running a business, every decision matters—and funding should move at your pace. Whether you’re upgrading equipment, expanding your footprint, or managing daily cash flow, First Financial delivers practical, responsive loan options backed by people who know your name.

Lending That Works as Hard as You Do

As a small business owner, you’re solving problems every day. But financing shouldn’t be one of them. Rising costs, unclear terms, and slow decisions often get in the way.

At First Financial, we keep lending simple, responsive, and built around what you need to succeed.

A Partner You Can Count On

We’ve been helping businesses grow since 1834—with strong financials, local insight, and a relationship-first approach. When you work with us, you get more than capital. You get:

  • Dedicated Relationship Manager support
  • Lending options tailored to your business
  • Straight answers from a team that knows your name

Your Lending Plan, Step by Step

Talk with a Relationship Manager

Start the conversation online or at any banking center.

Get a Custom Loan Plan

Choose from flexible lending options designed around your goals.

Manage with Confidence

Stay on track with ongoing support and Digital Banking tools.

Don’t Let Financing Hold You Back

Every day you delay, opportunities may pass you by. Growth stalls. Stress builds. And your competitors don’t wait. You deserve access to funding that moves at the speed of your business.

SBA Loans: A Better Path to Growth

Government-backed SBA loans offer small business owners flexible access to capital—with lower down payments, extended terms, and support that meets you where you are.

Whether you're expanding, purchasing real estate, or refinancing debt, First Financial helps you simplify the process and align financing with your vision.

Express Small Business Lending

Fast, flexible financing for everyday needs—exclusive to First Financial clients. Whether you need working capital, a new piece of equipment, or a business-use vehicle, we’ll help you move forward without delays.

  • Term loans and lines of credit up to $100,000
  • Max lending of $250,000 per business
  • Fixed rates, no collateral required
  • Streamlined funding process

Options That Match Your Momentum

  • Secured & Unsecured Business Loans
  • Commercial Lines of Credit
  • SBA Guaranteed Loans
  • Equipment Financing

Let’s Take the Next Step

Subject to credit approval.