Skip NavigationMenu

Agriculture Banking

Growing Together, from One Generation to the Next

At First Financial Bank, we know farming is more than a livelihood. For 190 years, we’ve been the steady hand guiding farmers through seasons of growth and challenge, ensuring their dreams and land thrive for generations.

Agricultural Lending Services

First Financial Bank has a strong commitment to our area agricultural partners, and our ag lending specialists understand the important role ag credit plays in your operation. With years of experience in farming practices and lending, we can help you find the right financing for your unique lending needs.

We strive to provide personalized service and a quick turnaround time, paired with competitive interest rates and flexible payment options—ensuring that your loan not only meets your goals but also fits into your budget.

Loans for a Range of Agricultural Needs

Whether you’re just starting out on your farming journey, fulfilling day-to-day operations, or expanding your enterprise, we have a financing option for you.

  • Beginning Farmer Programs: Are you a new farmer? First Financial is here to help you buy your first farm, build agricultural structures, and purchase animals and other supplies.
  • Production Loans: Solve cash flow issues by financing the common supplies you need for production such as seed, fertilizer, fuel, animal food, and more.
  • Livestock Loans: Are you starting or expanding a dairy farm, cattle ranch, chicken farm, or other type of livestock operation? We can help you finance the purchase of livestock and related supplies.
  • Equipment Loans: Is old or broken equipment slowing you down? Keep your farm going with an equipment loan to finance the purchase of new and used equipment such as tractors and more.
  • Real Estate Acquisition and Refinancing: Find the loan you need to purchase new farmland, refinance an existing farm real estate loan, or transfer ownership of your farm as part of the estate planning process.
Get Started

Farm Wealth Management Services

Maximize your farm’s financial stability, growth, and resilience—while preparing for your long-term objectives—with Farm Wealth Management Services from First Financial.

What is Farm Financial Management?

Your farm is your biggest asset—both a business and an investment. Just as a traditional wealth manager oversees the management and growth of your personal portfolio, from stocks and retirement plans to real estate, a farm wealth manager implements the strategic planning and oversight of the financial assets and resources of your agricultural operation.

A key aspect of farm wealth management stems from the understanding that, for many farmers, their farm is an intergenerational enterprise. Beyond optimizing farm income, maintaining the integrity of your operations and your land and planning for a smooth succession is integral to effective farm wealth management.

What does Farm Wealth Management include?

At First Financial, our professional farm financial planning services include:

  • Cash Flow Management
  • Agricultural Lending
  • Financial Analysis
  • Bill Paying
  • Tax Planning
  • Fiduciary Assistance
  • Retirement Planning
  • Estate Administration
  • Farm Preservation Trusts
  • Succession Planning
Get Started

Begin your journey

As your aspirations bloom, our tailored lending options provide the nourishment your ambitions need to flourish,
from expanding operations to upgrading equipment.

Nurture your dreams

Our Farm Management Services safeguard your dedication, optimizing income while maintaining the integrity of your land, ensuring it remains a testament to your commitment

Maximize your land’s potential

Our Farm Management Services safeguard your dedication, optimizing income while maintaining the integrity of your land, ensuring it remains a testament to your commitment.

Your growth is our shared journey.

First is here to support every step, celebrating each success as we cultivate a thriving future together.

Visit First Financial Bank today and let us grow together

Get Started

See What First Financial Can Do for Your Farm

From, fast, local loan decisions to customized, knowledgeable service, First Financial can keep your farm moving and growing.

Want to learn more about our agricultural wealth management? Contact a Farm Wealth Manager today.

Looking for affordable, local ag financings? Find a First ag lender in your area, reach out to us online, or call us at 800-511-0045 and ask for our Commercial Lending department.

Prefer to speak to us face-to-face? Stop by and visit any of our convenient locations in Indiana, Illinois, Kentucky, or Tennessee to see what we can do for you—and your farm!

Get Started

Contact Us To Get Started With Ag Banking

Ready to talk more about Ag Banking Services? Please feel free to reach out directly by dropping us an email or call us at (800) 511-0045.  You can also find your local commercial lending officer here.