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Yvonne Sjoken

Senior Mortgage Loan Officer

Looking for a mortgage lender in Murfreesboro, TN?  Yvonne Sjoken is here to help. With over 30 years in financial services, including 28 years of mortgage lending experience, Yvonne’s extensive know-how allows her to work with her clients to meet their home financing needs, professionally, ethically, and efficiently.

Yvonne holds an A.S. and A.A.S. in Banking from Parkland College and is a graduate of the Community Bankers Association of Illinois. In addition to her educational experience, Yvonne belongs to the Middle Tennessee Association of Realtors, Eastern Middle Tennessee Association of Realtors, Rutherford County Chamber of Commerce, Lebanon Wilson County Chamber of Commerce, and the Home Builders Association of Tennessee.

Yvonne finds great joy and satisfaction in seeing her clients realize their dreams of owning a home and knowing she was part of it, and she works hard to help people become qualified to buy a home, even when it seems hopeless. For new homebuyers, Yvonne offers this advice: “If you are looking for a personal relationship in a bank with professional experience and advice, FFB will take you to the next level. Side by side, we will realize your dreams together.”

Yvonne is passionate about community reinvestment and has worked with several charitable programs to help individuals experiencing homelessness. A resident of Lebanon for 4 years, she enjoys creating memories with her husband, children, and friends, and spends her free time gardening, taking walks, and reading.

Murfreesboro, TN Mortgage Solutions

Reach out to Yvonne to learn about our wide range of home financing solutions:

  • Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
  • Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
  • FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
  • USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
  • VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
  • Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
  • Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
  • First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
  • Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.

Apply for a Mortgage in Murfreesboro, Tennessee

Ready to start on your journey to homeownership? At First Financial, our experienced mortgage lenders in Murfreesboro, Tennessee are here to help. Contact Yvonne to discuss your mortgage options or apply online to get started today!

Need other information?

Feel free to reach out directly by visiting a bank center, dropping us an email for a follow up or call us at (800) 511-0045. We’re here to help.