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Get your best rates on home loans

Owning a home is a big deal but getting your loan shouldn’t be. We offer competitive rates and an easy-to-complete loan process that gets you the money you need.

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Start your home buying journey here.

Use this quick guide to start your home buying journey.

  1. Choose a First Mortgage Expert and get prequalified
  2. Improve your credit score by holding off on major purchases
  3. Save for a down payment.
  4. Save for additional home buying costs such as home inspections, insurance, and deposits
  5. Find a realtor and start looking for homes!
  6. Gather necessary documents. View our Mortgage checklist

Compare mortgage loans to help find the right one for you.

Conventional FHA USDA Rural Housing VA Jumbo Portfolio Medical Professionals Professionals
May require Private Mortgage Insurance (PMI) Mortgage Insurance Premium required PMI required No PMI required PMI required May require PMI No PMI required PMI required
Primary or secondary home or investment property  Primary residence only Primary residence only Primary residence only Primary residence only Can be primary, secondary, or investment home Primary residence only Primary residence only
Fixed interest rate Fixed interest rate Fixed interest rate Fixed interest rate Variable interest rate Variable and fixed rate options Variable interest rate Variable interest rate
620 minimum credit 580 minimum credit 580 minimum credit 580 minimum credit Higher credit score requirements Credit score requirement varies Credit score requirement varies Credit score requirement varies
3% minimum down payment; 20% to avoid PMI 3.5% minimum down payment No down payment required No down payment required. Fees may apply. Down payments as low as 10% Down payment may be required No down payment required below the standard conforming loan limit; 5% down payment above the limit No down payment required
Allows higher lending limits than FHA Loan amount restrictions Income restrictions. Loan amount restrictions. Must be in rural area. Must be a veteran For loan amounts greater than the standard conforming limit up to $1,250,000 No income restrictions. Unique properties such as larger parcels, barndominums crosscollateral or manufactured homes. Offer available to medical professionals only
(M.D., D.D.O., D.D.S., D.M.D. or residents with employment contract)
Offer available to the following professionals: CPA, CFA, CFP, PhD, CMB, Juris Doctorate, LLM, Architects, Actuaries with ACAS, FCAS, ASA, FSA, MAAA, MSPA or FSPA designations

QuickMove Home Loan

If you’ve already found your next home, we’ll help you go ahead and buy it.

This program is designed for homebuyers who are looking to sell their existing home within 60 days.

Learn more
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First Heroes Program

If you’re a full-time teacher, first responder or U.S. service member1 we’ll cover the cost of your appraisal. It’s our way of saying thank you for everything you do for our communities.

  • All loan programs are eligible2
  • Available to any borrower or co-borrower
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Need a custom home?

With a Construction loan or Renovation loan, you can build the home of your dreams.

Learn more

Want a personal touch with your mortgage?

Let our mortgage experts help you through every step of the process.

Find a Mortgage Expert

Use your home equity to get the money you need.

We offer refinancing options and home equity lines to help you get the most out of your home and your dollar.

Mortgage loans subject to credit approval. Other restrictions may apply. Mortgage loan programs, rates, terms and conditions are subject to change without notice.

  1. Offer available for any full-time, private or public school, pre-k, elementary, secondary or post-secondary educator. First responders include all law enforcement officers, firefighters and emergency medical technicians (EMTs). Service members include all active, reserve and veteran members of the United States Armed Forces and Coast Guard. Offer applies to applications for primary residence; owner-occupied purchases only. Loan subject to verification and documentation of borrower’s assets and income, a first mortgage lien and satisfactory appraisal. Property insurance required. Flood insurance may be required.
  2. Other conditions may apply. See your lender for details.