Get the personal credit card that is right for you by choosing from one of our two available options. You’ll earn credit card rewards with 1.5 points for every dollar you spend. Check out the options below and apply today.
Platinum Mastercard® *
0% APR and No Annual Fee
0% introductory APR on both purchases and balance transfers for six months. 1
Earn rewards
Earn 1.5 points for every dollar you spend, plus 500 bonus rewards points if you sign up to receive your monthly credit card statement electronically. Points can be redeemed for travel and entertainment, gift cards, credit toward your statement balance and more!
- Zero fraud liability 2
- Price protection
- Extended warranty
- Auto rental collision damage waiver
- $1,000,000 Travel accident insurance
- Manage your account(s) online
Secured Platinum Mastercard®
Establish Credit
There’s no minimum credit score required.
0% APR and No Annual Fee
Zero interest for six months. No annual fee ever.
Eligibility
A $300 minimum security deposit into a First Financial Bank savings account is required.3
- Earn rewards
- Zero fraud liability 2
- Price protection
- Extended Warranty
Business Mastercard® *
0% APR and No Annual Fee
0% introductory APR on both purchases and balance transfers for six months.4 No annual fee ever.
Earn rewards
Earn 1.5 points for every dollar you spend. Points can be redeemed for travel and entertainment, gift cards, credit toward your statement balance and more!
- Consolidated or individual statements
- Zero fraud liability 2
- Price protection
- Extended warranty
- Auto rental collision damage waiver
- $1,000,000 Travel accident insurance
- Manage your account(s) online
Why First Financial Bank?
We are the bank your friends told you about. The bank your boss trusts. The bank that your parents know and love.
- Personalized financial experience designed for you with experienced staff that are here for you.
- The speed and convenience of a big bank with that local know how to get things done right.
- A bank that is here for you when you need it, not the other way around.
Want a personal touch while applying?
If you don’t want to fill out a form online feel free to reach out directly by visiting a banking center, dropping us an email for follow up or call us at (800) 511-0045.
- After the introductory six-month period, the APR on your purchases and balance transfers will be 15.74% to 24.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Zero Liability Fraud Protection does not apply to ATM transactions or PIN transactions not processed by Mastercard®. Notify First Financial Bank immediately of any unauthorized use. For specific restrictions, limitations and other details regarding unauthorized use, see your account agreement.
- If a Secured Platinum Mastercard® application is approved with the minimum required security deposit, a security agreement is required and your account will be opened. Minimum initial credit line of $300 – There is no maximum – the amount deposited is equal to the amount of credit available.
- After the introductory six-month period, the APR on your purchases and balance transfers will vary with the market based on the Prime Rate.
- Offer valid for new and existing card holders. All transfers must be completed by March 31, 2023 for fee to be waived. All other new account opening rate promotions will still apply during this promotional period. After promotional period, APR on balance transfers will be based on Prime Rate and creditworthiness.
* Cards are issued by First Financial Corporation and are subject to credit approval. Mastercard is a registered trademark of Mastercard International Incorporated.
