Skip NavigationMenu

Time for an upgrade?

Save up to $299 on closing costs.

Open a home equity loan or line of credit in February or March and save a little more to invest in your dream project.

It’s simple, fast, and easy.

Standard Home Equity Line of Credit

A revolving line of credit where interest rate can change during the life of the loan or line of credit, meaning payments may fluctuate.


Interest Only Home Equity Line of Credit

A revolving line of credit that allows you to make payments on the interest only during the term of the loan. This could result in a balloon payment at loan maturity. The interest rate can change during the life of your loan or line of credit, meaning payments may fluctuate.


Fixed Rate Home
Equity loan

A traditional installment loan in which the interest rate will remain the same during the term of the loan. Borrow what you need and receive a one-time cash payout at closing. Then you make regular payments during the fixed repayment period.


Get $50,000
in as little as 7 days.

Are you a homeowner with a 700+ credit score? You may qualify for our Fast Track Home Equity line of credit.

Learn more

Why pick First Financial Bank for your equity line?

We are committed to asking the right questions, staying within your financial comfort zone and communicating clearly. Depend on us for:
  • A dedicated team — Our loan experts work for you so there’s always someone in your corner.
  • Frequent updates — We’ll check in with you along the way to let you know how your loan is progressing.
  • Quick & easy process – Apply online in minutes. Our home equity lines of credit come with a HELOC debit card to make purchases more convenient.

We make banking fast, simple and secure.

A 3D home equity loan card

Want a personal touch while applying?

If you don’t want to fill out a form online feel free to reach out directly by visiting a banking center, dropping us an email or call us at (800) 511-0045.

Need help with refinancing?

We offer refinancing options and new mortgages to help you get the most out of your home and your dollar.

Learn more

Closing Cost Promotion valid for applications taken through March 31, 2023. Subject to credit approval. Applies to single-family, owner occupied homes. Annual Percentage Rate (APR) is variable and based upon an index plus a margin. APR will vary with Prime Rate (the index) as published in the Wall Street Journal. As of February 2, 2023, the prime rate for Home Equity Lines of Credit is 7.75%. Rates may vary due to credit worthiness. Rate will never exceed 21% APR or below 2% APR. Property insurance required; flood insurance may be required. Other conditions or restrictions may apply. See bank for details. Member FDIC Equal Housing Lender NMLS #401915