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Howard Mills

Senior Mortgage Officer

Looking for a mortgage lender in Terre Haute, Indiana? Let Howard Mills help you find the right loan for your new home financing. Howard offers a winning combination of professionalism, industry know-how, and experience. A former bank vice president and recipient of the Five Star Professional Real Estate Award, Howard holds a degree in Business Administration from Indiana State University. Trust Howard to assist you with all your mortgage needs.

Howard is an active supporter of the YMCA Fellowship of Christian Athletes and Terre Haute Boys and Girls Club. When not serving his clients or volunteering, he enjoys watching and playing tennis with his family.

Terre Haute, Indiana Mortgage Solutions

Reach out to Howard to learn about our wide range of home financing solutions:

  • Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
  • Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
  • FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
  • USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
  • VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
  • Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
  • Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
  • First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
  • Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.

Apply for a Mortgage in Terre Haute, Indiana

Ready to start on your journey to homeownership? At First Financial, our experienced Terre Haute, Indiana mortgage lenders are here to help. Contact Howard to discuss your mortgage options or apply online to get started today!

Need other information?

Feel free to reach out directly by visiting a bank center, dropping us an email for a follow up or call us at (800) 511-0045 We’re here to help.