Run your business with First Business Checking

March 1, 2024, we’re introducing a lineup of enhanced business checking accounts so you can run your business more efficiently. Use the quick guide below to find the new name and updates for your current business checking account.

Current account name	Current features	New account name	New features & updates
First Essentials	No monthly service charge or balance requirement Up to 250 free items per month; $0.50 per item over 250	Business Essentials Checking	$5 monthly service charge if average balance falls below $5,000 Up to 350 free items per month; $0.50 per item over 350§ The $5 service charge is waived for Not for Profit customers.
First Performance	$17 monthly service charge if average balance falls below $10,000 Up to 450 free items per month; $0.50 per item over 450
Business Organizer	$18 monthly maintenance fee offset by monthly earnings credit Per item charges: $0.15 per deposit $0.15 per deposited item $0.15 per check $0.20 per ACH	Corporate Checking	$18 monthly maintenance fee will continue to be offset by monthly earnings credit Per item charges: $0.18 per deposit $0.18 per deposited item $0.18 per check $0.20 per ACH
First Treasury Services	$18 monthly maintenance fee offset by monthly earnings credit Per item charges: $0.15 per deposit $0.15 per deposited item $0.15 per check $0.20 per ACH Interest bearing $0 – 999,999 $1,000,000 or more	Business Interest Checking	$10 monthly service charge if average balance falls below $5,000 Up to 100 free items per month; $0.20 per item over 100 New interest rate structure* $0 – $49,999 $50,000- 99,999 $100,000- 249,999 $250,000- 499,999 $500,000 or more
Business Interest Checking (Hopkinsville, Murray, Cadiz, Elkton, Benton, Calvert City, and Fulton, KY; Clarksville, Pleasant View, Ashland City, and Kingston Springs, TN)	$10 monthly service charge if minimum balance falls below $1,500 Interest bearing $0-$49,999 $50,000-249,000 $250,000-499,999 $500,000 or more
Business Interest Checking (all other locations)	$10 monthly service charge if average balance falls below $5,000 Up to 100 free items per month; $0.20 per item over 100 Interest bearing $0-$49,999 $50,000-249,000 $250,000-499,999 $500,000 or more
First Checking Plus	$15 monthly service charge if minimum balance falls below $10,000 Interest bearing $0-9,999 $10,000- 14,999 $15,000-19,999 $20,000-24,999 $25,000 or more
First Checking Fund	$10 monthly service charge if minimum balance falls below $2,500 Interest bearing $0-1,999 $2,000 or more
Cash Management account	$30 monthly maintenance fee Per item charges: $0.349 per deposit $0.094 per deposited item $0.17 per check $0.10 per ACH Interest bearing $0-49,999 $50,000-249,999 $250,000-499,999 $500,000 or more
HY Cash Management account	$12 monthly maintenance fee Per item charges: $0.125 per deposit $0.125 per deposited item $0.15 per check $0.10 per ACH Interest bearing – one tier $100 sweep investment fees

Business Checking Benefits

All First business checking accounts include great benefits so you can bank wherever your business takes you.

Mobile banking and deposit¹
Online banking and bill pay
Touchless Visa^® debit card
CardValet
Alerts

Treasury Management Services

Additional services designed to help businesses of all sizes optimize their working capital, funding and investments.

ACH Collections and Payroll
ACH and check verification
Remote check deposit and check images
Merchant Services
Dual Control and Transaction limits
Business credit cards and Corporate cards

Contact our Treasury experts at 855-776-0012 to get started.

Dedicated to Your Financial Goals

As a key member of our community, your financial goals are our priority. We continually strive to offer you the best in business banking, helping you navigate your financial journey with ease and confidence. If you would like to discuss transitioning to a different business checking option, have questions or need additional assistance, please give us a call at 800-511-0045 or stop by your nearest banking center location.

Visa is a registered trademark of Visa®.
*At our discretion, your interest rate and annual percentage yield may change at any time. Please call 800.511.0045 for the current rate.
1. Mobile Banking is free from First Financial Bank, but data and text messaging charges from your service provider may apply. Not all accounts or customers are eligible for Mobile Deposit