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Nick Pell

Mortgage Loan Originator

Looking for a home mortgage lender in Terre Haute, Indiana? With over a decade of experience in helping clients through the ins and outs of financing, Nick prides himself in his ability to get clients through the home buying process as quickly and painlessly as possible. He is a lifelong resident of the Wabash Valley, so he’s a great resource for anyone looking to establish roots in the area, whether you’re relocating from across the country, or a first-time homebuyer trying to find the right neighborhood. Nick will find a familiar face in every corner of the community.

Nick is member of the Indiana Mortgage Banker’s Association’s Executive Committee. Is also an Affiliate Member of Terre Haute Area Associate of Realtors.

Terre Haute, Indiana Mortgage Solutions

Reach out to Nick to learn about our wide range of home financing solutions:

  • Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
  • Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
  • FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
  • USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
  • VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
  • Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
  • Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
  • First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
  • Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.

Apply for a Mortgage in Terre Haute, Indiana

Ready to start on your journey to homeownership? At First Financial, our experienced mortgage lenders in Terre Haute are here to help. Contact Nick to discuss your mortgage options or apply online to get started today!

Need other information?

Feel free to reach out directly by visiting a bank center, dropping us an email for a follow up or call us at (800) 511-0045. We’re here to help.