Certain income types cannot be validated appropriately within this timeframe and are ineligible. Applies to First and Second Mortgages. Collateral must be owner-occupied. Final loan-to-value must fall below 70% for First Mortgages or fall below 80% for Second Mortgages. Maximum debt-to-income ratio of 30% for First Mortgages or 35% for Second Mortgages. Promotion valid in IN, IL, KY and TN. This closing timeframe cannot be guaranteed in Kentucky, due to state requirements regarding title work. If eligible for this product, title work will be expedited, but your closing date will likely exceed 7 business days to credit approval. Payment must be auto-deducted from a First account to receive .25% discount. Subject to credit approval. Other conditions or restrictions may apply. Member FDIC Equal Housing Lender NMLS #401915