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Get $75,000

in as little as 7 days.

With our Fast Track Home Equity line of credit, you can access up to $75,000* in as little as 7 days.

  • For homeowners with 700+ credit score
  • No annual fee if you draw within the first 60 days
  • Receive a .25% discount with auto-deduct
  • Maximum closing costs of $299 waived now through 9/30/24


Application checklist:

  • Proof of income
  • Homeowners insurance policy – Current
  • Property tax bill and deed (if available)
  • Mortgage statement – Current
Apply Now

* First Financial Bank will waive $299 closing costs for Fast Track Home Equity Lines of credit for a limited time. Offer is valid on applications received through 9/30/2024. A maximum of $50,000 applies to First Mortgages. A $75,000 maximum applies to Second Mortgages. Certain income types cannot be validated appropriately within this timeframe and are ineligible. Collateral must be owner-occupied. Final loan-to-value must fall below 70% for First Mortgages or fall below 90% for Second Mortgages. Maximum debt-to-income ratio of 30% for First Mortgages or 35% for Second Mortgages. Promotion valid in IN, IL, KY and TN. This closing timeframe cannot be guaranteed in Kentucky, due to state requirements regarding title work. If eligible for this product, title work will be expedited, but your closing date will likely exceed 7 business days to credit approval. Payment must be auto-deducted from a First account to receive .25% discount. Subject to credit approval. Other conditions or restrictions may apply. Member FDIC Equal Housing Lender NMLS #401915


Sample payment example: If you are approved for a $10,000 loan at 10% APR for a term of 60 months, you will pay $212.47 a month, and a total of $12,748.23 over the 60-month life of the loan.


*Offer is subject to credit review and approval. Additional rates and terms are available.