Need funds for a home repair or other major expense? Get $75,000 in as little as 7 days with a Fast Track HELOC from First Financial!
Apply For A Fast Track HELOC
Get the funds you need in as little as a week! You can apply for a Fast Track HELOC online or visit your nearest bank location in Indiana, Illinois, Kentucky, Tennessee, or Georgia. Have questions? Contact us and we’ll be happy to help!
Fast Track HELOC Details
- For homeowners with 700+ credit score
- No annual fee if you draw within the first 60 days
- Receive a .25% discount with auto-deduct
- No closing costs
What Do You Need to Apply For a Fast Track HELOC?
Before you start the online application, gather the following information:
- Proof of income
- Current homeowners insurance policy
- Property tax bill and deed (if available)
- Current mortgage statement
Want a personal touch while applying?
If you don’t want to fill out a form online, feel free to reach out directly by visiting a banking center, dropping us an email or call us at (800) 511-0045.
* A maximum of $50,000 applies to First Mortgages. A $75,000 maximum applies to Second Mortgages. Certain income types cannot be validated appropriately within this timeframe and are ineligible. Collateral must be owner-occupied. Final loan-to-value must fall below 70% for First Mortgages or fall below 90% for Second Mortgages. Maximum debt-to-income ratio of 30% for First Mortgages or 35% for Second Mortgages. Promotion valid in IN, IL, KY, TN, and GA. This closing timeframe cannot be guaranteed in Kentucky, due to state requirements regarding title work. If eligible for this product, title work will be expedited, but your closing date will likely exceed 7 business days to credit approval. Payment must be auto-deducted from a First account to receive .25% discount. Subject to credit approval. Other conditions or restrictions may apply. Member FDIC Equal Housing Lender NMLS #401915
Sample payment example: If you are approved for a $10,000 loan at 10% APR for a term of 60 months, you will pay $212.47 a month, and a total of $12,748.23 over the 60-month life of the loan.
First Financial will waive closing costs for originations on Home Equity Lines of Credit. Taxes and other fees may still apply in certain jurisdictions.
