Looking for a mortgage lender in Champaign, Illinois? Turn to experienced lender Chris Forshier for your home financing needs. A resident of Champaign for 35 years and holding five years’ experience as a lender and fifteen years in financial services, Chris offers a balance between local understanding and lending expertise. Specializing in conventional loans, as well as jumbo and portfolio loans, trust Chris to help you navigate your homebuying experience!
Chris finds great satisfaction in his role as a mortgage lender, especially in helping his clients attain their dreams of homeownership. His advice to individuals looking for a lender?: “Many people don’t know what they don’t know. Speaking with an expert will help you get the lay of the land and help you make the best decision for you and your family.”
Chris earned his Bachelor of Science degree in Marketing from EIU, which has equipped him with a strong foundation for his career in the financial industry. In his leisure time, Chris enjoys playing hockey, spending time cooking with his family, and being outdoors—no matter what he’s doing.
Champaign, Illinois Mortgage Solutions
Reach out to Chris to learn about our wide range of home financing solutions:
- Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
- Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
- FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
- USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
- VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
- Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
- Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
- First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
- Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.
Apply for a Mortgage in Champaign, Illinois
Ready to start on your journey to homeownership? At First Financial, our experienced mortgage lenders in Champaign are here to help. Contact Chris to discuss your mortgage options or apply online to get started today!