Looking for a mortgage lender in Indianapolis? Turn to Ben Hodgin for your Indiana mortgage needs. Ben holds a B.A. in Economics from DePauw University and has 35 years in Residential Mortgage and Financial Services. With years of lending experience and memberships in the Indiana Mortgage Bankers Association, MIBOR Realtor Association, and the Builder’s Association of Greater Indianapolis (BAGI), Ben’s extensive know-how as an Indianapolis mortgage lender is unparalleled.
In addition to his role as Mortgage Sales Manager, Ben develops and directs the First Financial Mortgage team in serving clients and growing market share in the greater Indianapolis area. His leadership experience benefits both our fellow mortgage professionals and our customers who can trust him to navigate them to the right loan for their needs.
Outside of work, Ben is passionate about enriching the lives of individuals with autism. He has served as director of the Autism Society on the state and national levels and founded Today’s Champions, a group aimed at empowering those with autism—and their families.
Indianapolis, Indiana Mortgage Solutions
Reach out to Ben to learn about our wide range of home financing solutions:
- Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
- Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
- FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
- USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
- VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
- Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
- Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
- First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
- Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.
Apply for a Mortgage in Indianapolis, Indiana
Ready to start on your journey to homeownership? At First Financial, our experienced mortgage lenders in Indy, Indiana are here to help. Contact Ben to discuss your mortgage options or apply online to get started today!